How Can I Make My West Covina, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in West Covina, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate West Covina, CA Home Insurance Coverage Levels | Back to Top

West Covina, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
S Lolita St, Horizon Hills Dr, S Conlon Ave, Priscilla Dr, Rawhide, N Osborn Ave, S Walnut Ave, S Heathdale Ave, W Swanee Ln, Galleano St $389,500 $330,000 $400,000-$500,000 $226,500 $210,000 $175,000-$200,000
Seneca St, Edenboro, Faxina Ave, N Foxdale Ave, S Saint Malo St, Big Sur Ln, Quail Valley Ln, S Larimore Ave, Rancho Culebra Dr, E Idahome St $519,000 $460,000 $400,000-$500,000 $440,500 $390,000 $400,000-$500,000
E Thelborn St, Norma Ct, S Carmencita Dr, Shirlee St, Glenhurst Pl, S Fenimore Ave, Millstone Dr, Lakes Dr, W Devers St, Ragus St $452,000 $380,000 $350,000-$400,000 $286,500 $260,000 $200,000-$250,000
Rimgrove Dr, Amanda St, E Millridge Dr, S Primeaux Ave, E Mesa Dr, S Grandview Ln, S Mockingbird Ln, S Holly Oak Pl, Cabrillo St, S Adrienne Dr $205,000 $180,000 $200,000-$250,000 $251,000 $210,000 $250,000-$300,000
W Padre Dr, Grand View Ln, N Morada Ave, Walnut Creek Ct, E Jones Ct, E Lucille Ave, S Evanwood Ave, Countrywood Ln, Miriam Dr, Greenleaf Dr $278,500 $250,000 $300,000-$350,000 $227,500 $190,000 $175,000-$200,000
Panorama Ct, W Adams Dr, Kentucky, S Summerplace Dr, S la Serena Dr, Ginger Ct, E Springcreek Rd, N la Breda Ave, Knollcrest Dr, Clovermead St $877,000 $800,000 More than 10,000,000 $570,000 $540,000 $500,000-$600,000
E Cortez St, S Serenade Ave, E Casad Ave, Jacaranda Dr, E Service Ave, Mayland Ave, Erin Ct, Sandia Ave, Barrydale St, Maureen St $177,000 $140,000 $200,000-$250,000 $217,500 $210,000 $200,000-$250,000
Hollenbeck Ave, Roanoak, N Eileen St, Witzman Dr, E Nanette Ave, E Eddes St, Highcastle St, Oakdale St, N Ellen Dr, W Durness St $208,000 $170,000 $200,000-$250,000 $220,000 $190,000 $175,000-$200,000
Cascade, Westport St, W Randall Way, Gemini St, Edanruth Ave, Sawyer Ave, Rancho Tujunga Dr, Westridge Rd, N de Lay Ave, W Alwood St $334,000 $290,000 $300,000-$350,000 $264,500 $230,000 $200,000-$250,000
S Easthills Dr, Borrego Dr, Maranville Ct, Glenhurst St, S Newton St, S Queen Summit Dr, W West Covina Pkwy, Navilla Pl, Pso Olivas, Hunter Pl $534,000 $430,000 $500,000-$600,000 $455,500 $370,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in West Covina, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$174 $1,068
Superior Protection Discount -$124 $1,118
Fire & Security Discount -$124 $1,118
Hail Resistant Roof Discount -$25 $1,217
Newly Constructed Home Discount -$298 $944

Choose your West Covina, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,295
Hail Damage $4,571
Wind Damage $6,433
Expensive Claims
Fire $45,123
Smoke $16,386

Identify Top Home Insurance Agents near West Covina, CA | Back to Top

Home Insurance Company West Covina, CA Homeowners Insurance Agency West Covina, CA Address Popularity Score Distance from West Covina (miles)
Travelers Premier Alliance Insurance Services Llc 146 N Glendora Ave Ste 104, Glendora, CA, 91741
6.2
Liberty Mutual Independent Whins Insurance Agency 16400 Ventura Blvd Ste 321, Encino, CA, 91436
34.0
Farmers Walter Whitney 11755 Wilshire Blvd Ste 1250, Los Angeles, CA, 90025
31.7
State Farm Aaron Vuong 9022 Las Tunas Dr, Temple City, CA, 91780-1834
9.9
Allstate Elaine C. Price 141 W Foothill Blvd, Monrovia, CA, 91016
8.5
State Farm Lili Yu 19236 Colima Road, Rowland Heights, CA, 91748-3004
5.0
State Farm Faye Li 20803 Valley Blvd Ste 104, Walnut, CA, 91789-2583
4.4
State Farm Randy Prout 440 W Baseline Rd, Claremont, CA, 91711-1607
11.7
State Farm Ken Inouye 11010 Artesia Blvd Ste 100, Cerritos, CA, 90703-2540
16.7
State Farm Rick Medina 13334 Ramona Blvd Ste J, Baldwin Park, CA, 91706-3859
4.5

Compare Rates for West Covina, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Los Angeles County, CA $495,800 $1,453 $1,070 $1,980 $910
West Covina, CA $459,500 $1,242 $920 $1,690 $770
Industry, CA $444,400 $1,297 $960 $1,760 $800
East San Gabriel Valley, CA $452,600 $953 $710 $1,300 $590
Glendora, CA $517,100 $1,391 $1,030 $1,890 $860
Upland, CA $465,200 $1,273 $940 $1,730 $790
Pasadena, CA $771,700 $1,428 $1,060 $1,940 $880
Orange, CA $604,300 $1,418 $1,050 $1,930 $880
La Crescenta-Montrose, CA $731,300 $1,107 $820 $1,510 $690
Redondo Beach, CA $817,300 $1,490 $1,100 $2,030 $930
Elizabeth Lake, CA $240,000 $705 $520 $960 $440

Research Home Insurance Companies Reviews in West Covina, CA Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: January 04, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The deductible is no too hight and is very accesible.

Date: October 11, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
While GEICO is a good choice, we recommend you compare quotes from at least three insurers. Homeowners Insurance Take-away: GEICO doesn't underwrite or service its own homeowners insurance policies.

Date: March 11, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Never have had an issue with Gieco, even with my car insurance. Has always been helpful whenever I'm in need.

Date: December 02, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
i have no idea what my company offers compared to other companies. i only picked them because i already had insurance through them for my car so it made things easier.


Date: September 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Do not like how hard it is to access from the web. the web page is cluttered and confusing. Some simple and easy to use would be good.

Date: August 11, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
I'm not sure what other premiums are, but I hear they are extremely high. and that it goes up every few years if I'm not mistaken

Date: August 09, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Customer service is a joke, it takes forever to reach someone on the phone and when you do they are usually rushing to get you off the phone.

Date: May 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
Communication is horrible like I said in the last post, its impossible to keep in touch with them and when you get in touch they are often rude and disrespectful.

Date: May 03, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
my home is covered by Geico, the monthly premium is 334. It covers roof leaks, natural disasters, floods, burglary


Liberty Mutual Home Insurance Reviews

Date: February 08, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I believe we have a $1000 deductible as far as home and auto go and have not had to use it in many years.

Date: September 29, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
It would be nice if they listed what discounts were available and how you can qualify. Right now I get a discount for Smart Home and some other things but I had to call and ask about it, with no idea that it was even offered.

Date: August 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
All communications with the company have been quick and efficient. When I closed on my house, they were able to adjust the policy numerous times to account for some last minute changes. The company made it seem easy.

Date: August 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
The customer service for Liberty has been great so far. When I called them a few times, they were very polite and friendly on the phone and had answers to my questions quickly. When they committed to sending me documentation, it was sent promptly.

Date: July 30, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I have not shopped around all that much as I used Liberty Mutual through Geico to get a multi-policy discount. The rate seems average as I did a bit of asking around to my friends and family.

Date: May 25, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My policy covers all of the above and I also have additional sump pump coverage in case the pump in my basement overflows. There is also workers compensation and fraud protection coverages.


Allstate Home Insurance Reviews

Date: July 21, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The premium and deductible are competitively priced compared to others, I rate it a 5.

Date: April 24, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My insurance company doesn't offer any perks and/or advantages over any other insurance companies. I signed with them because it was the quickest way to close on my house.


Date: April 03, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have had some good experiences with Allstate customer service. When I call to resolve a situation I get put right through and they always handle the situation to make me happy.

Date: January 16, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service experience with Allstate is very good. When I got to hail damage, I took pictures of the issue and was able to quickly get processed with them. From there, the rep gave me step by step instructions on how to approach the situation.

State Farm Home Insurance Reviews

Date: May 25, 2019    Age: 20 to 29    Gender: Married    Marital Status: Female

Customer Service
State Farm is a large group of insurance and financial services companies throughout the United States with corporate headquarters in Bloomington, Illinois.

Date: April 17, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium and the deductible are in line with the policy coverages that I have compared to other insurance companies and I looked around to other companies and couldn't find a better deal.

Date: April 14, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have been with state farm for over 12 years. there rates are good, they answer all questions that i have. i will stay with them until they give me a reason to change.


Date: April 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My agency offers everything that other agencies offer. The difference between my agency and others is the customer service and the treatment that I receive.


Farmer's Insurance Home Insurance Reviews

Date: June 15, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Customer Service
My experience is has been great. I pay my homeowners insurance through my escrow account which makes it seamless for me. I pay attention to any annual increases.

Date: April 07, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Whenever I have questions regarding the isurance, my agents kindly answer all the questions I have.

Date: March 20, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
when I owned a house I had Farmers, while I never had to call customer service, signing up was easy. The agents were knowledgeable and were able to get a rate that worked well for us.

Progressive Home Insurance Reviews

Date: December 26, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
It was easy to set up and the terms were clearly spelled out on what was and was not covered. It also bundled with my auto insurance so it provides me with a substantial discount.

Date: April 23, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
This company was a very easy to use and to deal with. When we had to deal with a situation such as a claim it was easy to do

Amica Mutual Insurance Home Insurance Reviews

Date: March 14, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Premium is reasonable and relatively on the lower end of the spectrum compared to other home insurance providers. Deductible options are available.

Date: March 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
A lot of people still have never heard of Amica and I do not know much about other insurance companies. A friend has Geico and has had a great experience with them over the years.


Mercury Home Insurance Reviews

Date: March 28, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I've only bought and renewed insurance. Also, I bought it through a broker. So, I can only say that their communication via mail and online it fine.

AAA Home Insurance Reviews

Date: November 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I spoke to other insurance companies before deciding to stay with AAA. The told me that the rates I were paying for the coverage I was receiving is unbeatable by them or others and that I should keep my insurance with them.


American National Property and Casualty Company Home Insurance Reviews

Date: December 27, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
It is competitive in the home insurance market and there are multiple deductible options to choose from. There are also multiple discounts available which help keep premium cost low.

Allied Insurance Home Insurance Reviews

Date: November 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium without the coverage for electronics such as laptops and phones was about 20% less than other insurance companies.

Nationwide Home Insurance Reviews

Date: December 23, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The Nationwide insurance company offered reasonable premiums for the amount of coverage offered. The deductibles were affordable in my opinion.

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