How Can I Make My Columbus, OH Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Columbus, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Estimate Appropriate Columbus, OH Home Insurance Coverage Levels | Back to Top

Columbus, OH - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
McElhinny Ln, Vandeman Ave, Adara Dr, Hayes St, Grace St, Williams Dr, Olenbrook Dr, Elmwood Dr, Rowland Ave, N Franklin St $139,000 $120,000 $150,000-$175,000 $252,500 $220,000 $200,000-$250,000
Falling Water Ln, Montrose Ave, Scottwood Ct, Rock Dove Rd, Oak St, Co Rd 91, Barrhill Dr, E Winter St, Meadcrest Ct, Carano Way $87,000 $70,000 $75,000-$100,000 $136,000 $120,000 $125,000-$150,000
Richardson St, Twp Hwy 259, Hammond St, Southbluff Dr, Oak Hill Ave, Eaton St, Parkpoint Ln, Summerwind Ln, Olgelbay Dr, Cheshire St $97,000 $90,000 $75,000-$100,000 $144,500 $130,000 $125,000-$150,000
Mira St, Turnhart Pl, Kastlekove Dr, Emerald Hill Dr, N Sandusky St, E Lincoln Ave, Arrowtip Ln, Lewis St, Catherine St, E Fountain Ave $122,000 $110,000 $100,000-$125,000 $222,000 $190,000 $200,000-$250,000
N Sandusky St, Cambrian Commons Dr, Twp Hwy 89, E Winter St, Greenhurst Dr, Bristol Commons Pl, Clarksdale Dr, Gemini Pkwy, Baywood Dr, Longstone Dr $148,000 $140,000 $125,000-$150,000 $148,000 $130,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Columbus, OH | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$125 $569
Superior Protection Discount -$62 $631
Fire & Security Discount -$76 $617
Hail Resistant Roof Discount -$14 $680
Newly Constructed Home Discount -$201 $492

Choose the Right Deductible for your Columbus, OH Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Delaware County $2,000 $909 $2,909 $660 $2,660 $248
Columbus, OH $1,000 $685 $1,685 $498 $1,498 $187
Grandview Heights, OH $300 $846 $1,146 $615 $915 $231
Valleyview, OH $2,500 $583 $3,083 $424 $2,924 $159
Lincoln Village, OH $100 $680 $780 $494 $594 $186
Groveport, OH $700 $689 $1,389 $501 $1,201 $188
Sunbury, OH $200 $828 $1,028 $602 $802 $226
McKean, OH $2,000 $800 $2,800 $582 $2,582 $219
Thorn, OH $100 $761 $861 $553 $653 $208
Taylor, OH $2,500 $768 $3,268 $558 $3,058 $210
Mount Vernon, OH $400 $573 $973 $417 $817 $157
Tremont City, OH $2,000 $584 $2,584 $424 $2,424 $160

Identify Top Home Insurance Agents near Columbus, OH | Back to Top

Home Insurance Company Columbus, OH Homeowners Insurance Agency Columbus, OH Address Popularity Score Distance from Columbus (miles)
State Farm Andy Lewis 226 W Court St, Washington Court House, OH, 43160-1343
39.5
Liberty Mutual Independent Schneider Insurance Agency 120 Mill St, Gahanna, OH, 43230
6.1
State Farm Tom Marshall 3612 Hoover Road, Grove City, OH, 43123-1807
8.0
Allstate Steve Greenwald 2159 W Dublin Granville Rd, Worthington, OH, 43085
8.0
Liberty Mutual Independent Shepherd Insurance Partners Inc 1660 Nw Professional Plz Ste C, Columbus, OH, 43220
6.2
State Farm Theresa Bush 2284 E Main St, Bexley, OH, 43209-2335
3.2
Travelers Ray Insurance Agency Inc 1580 Fishinger Road, Columbus, OH, 43221
4.6
State Farm Mike Mcclaskie 2510 Hilliard Rome Rd, Hilliard, OH, 43026-7459
9.0
Allstate Matt Rudolph 3000 E Main St, Columbus, OH, 43209
4.0
Nationwide Keith L Burley 2000 Henderson Rd Ste 260, Columbus, OH, 43220-2453
6.8

Compare Rates for Columbus, OH Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Ohio $135,100 $712 $480 $1,000 $520
Delaware County, OH $279,800 $920 $630 $1,320 $690
Columbus, OH $136,500 $694 $470 $990 $520
Grandview Heights, OH $313,700 $856 $580 $1,220 $640
Valleyview, OH $88,200 $590 $430 $820 $390
Lincoln Village, OH $90,900 $688 $460 $970 $510
Groveport, OH $153,200 $698 $480 $990 $510
Sunbury, OH $203,300 $838 $590 $1,160 $570
McKean, OH $186,300 $810 $560 $1,130 $570
Thorn, OH $163,600 $770 $520 $1,050 $530
Taylor, OH $167,300 $777 $520 $1,080 $560
Mount Vernon, OH $99,900 $580 $420 $800 $380
Tremont City, OH $88,700 $591 $420 $830 $410

Research Home Insurance Companies Reviews in Columbus, OH Before Buying | Back to Top

Share a review on your home insurance company


Auto Owners Insurance Home Insurance Reviews

Date: December 31, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
My experience with adt is overall very well for home insurance. I would give them a 4, they are very good with keeping you updated on what your policy is, they also have very good equipment that has kept my home feeling extremely safe. The only thing I would have to say they can work on is pricing options.

Date: September 27, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
The customer service I've experienced is mostly at the local agency level, and it's been great. They treat you like a person and always do what they say they will.

Date: September 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
The website is very easy to navigate. Easy to read, lots of white space and the navigation has been made to be as simple as possible.

Date: August 31, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I guess it's OK. I've only contacted them via my local agent. So, I can't honestly say.

Date: August 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Standard coverage including a computer rider and full replacement value of the home.


Date: June 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Most other mainstream companies rip me off beyond belief because I don't bundle. I have nothing to bundle and because of that, they price me out of the market so they don't have to cover me. Should be illegal, but it's not.

Marion Mutual Home Insurance Reviews

Date: September 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
Nothing I really dislike about it. I always have a good time working things out with my insurance provider and agent. Easy to work with, friendly.

Date: September 05, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Website/App
I really don't use their app or website that much. They placed our policies through Progressive and actually, their website is pretty good. I have no qualms with Progressive's website. Easy to navigate, find policies and information on said policies.

Date: August 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
The insurance policy that we own would cover the cost of rebuilding the house, us staying elsewhere while the process goes on, related medical costs as well as personal effects inside the house.


Date: June 09, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Customer Service
Our agent is great. Very responsive, easy to get in touch with and friendly. He's worked with me on a number of cases and has been great.

Date: May 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The reason I didn't put a five is that our premiums have increased a couple of times in the past year. Granted, we are less than what else is out there, but I felt like we got a little jerked around by what we bought versus what we pay a very short time later.

Progressive Home Insurance Reviews

Date: September 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like the company's website and their mobile app because they are both very user-friendly. You can easily pull it up and see your policy and what is covered. You can also submit a claim right on the app or the website, which is very convenient and easy.

Date: September 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
They send out just the right amount of emails and mailings. They do not send out an overabundance of advertising, but they do send out important policy updates and weather updates for my area, which is nice.

Date: August 26, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
My home policy covers the structure and fixtures of my home as well as the contents of my home. It also provides some coverage for loss of use and medical payments. It does not cover when something breaks just from wear and tear.


Date: July 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I think the premium compared to other insurance companies in my area is about standard, although I do get a discount because I have my car insurance with them, but I just think the premiums in my area, in general, are too high.

Date: May 06, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
The company's customer service is great. When calling there is never a long hold time and the customer service representatives are always very friendly and knowledgeable. They are helpful and if they do not know the answer, they will find it for you before ending the call.

Encompass Insurance Home Insurance Reviews

Date: September 21, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Our dwelling, including attached structures, are covered under our policy. Our auto is bundled as well.


Date: September 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
Website can be more user friendly. Even though it has improved, I still find it hard to find what I need.

Date: August 17, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I feel our premium is highly competitive compared to competitors in the insurance field. That is one of the reasons we chose them

Date: May 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We have used the company for auto claims and have been impressed with their responsiveness. I slightly question them looking out for our best interest, but I would recommend them.

Date: November 18, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
Their communication is top notch. Very responsive to both phone calls and emails. I know I will get a quick response from them.

Cincinnati Insurance Home Insurance Reviews

Date: September 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I haven't used the website much and I'm not aware of a mobile app. When I have used the website though it has been easy to use and navigate to the information I need.

Date: September 13, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
From what I get in return I am very satisfied. The rate isn't that high and the coverage and customer service has been great so far. No real complaints.

Date: September 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
When I had a claim a few years ago they were responsive and helpful. They were knowledgeable and quick to process things without much fuss. It was a good experience.

Date: August 31, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
It covers the house and the contents from the flood, fire, or natural disaster damage. It also covers our detached garage from the same sort of damage.


Date: January 19, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
It's fine. They send me my details once a year and they did ask me to repaint my garage but gave me several warnings and an adequate amount of time to get it done.

Allstate Home Insurance Reviews

Date: March 30, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The deductible is approximatley 20 percent more but I find that ok due to the possiblitity of not having to use it with the piece of mind knowing everything is insured.

Date: December 29, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I don't really have anything to say on the matter. I have not had any issues yet that require the involvement of the home insurance company. I'd say the company is probably average.

Date: October 16, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
Are covered : floods, displacement, coverage for valuables jewels, camera, computers, Damage caused by vehicles Damage caused by aircraft riots explosion vandalism


GEICO Home Insurance Reviews

Date: October 14, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
The Geico customer service representatives have always been helpful whether calling and reporting a claim or just answering questions I may have had regarding my policy.

Date: July 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I have a high deductible plan, but it doesn't bother me, because I am unlikely to really need to use it.

Date: November 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium is pretty reasonable and it's worth it for me to know i don't have to stress too much if there's a disaster. The deductible is fair for the price.

State Farm Home Insurance Reviews

Date: August 18, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I would rate my home insurance company's service a 5.they have been very helpful and friendly thus far. The agent made everything easy and smooth.

Date: December 01, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I really cannot compare State Farm to other insurance companies. What initially caught my eye was the quote I was given. I received several quotes from insurance companies such as Allstate and Nationwide, but their quotes did not fit my budget. I am happy I chose State Farm.


Erie Insurance Home Insurance Reviews

Date: September 15, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I believe that my home insurance does not provide anything that is more or less than any other provider. We do get a discounted rate for our home insurance due to having our auto and life with the same company.


Travelers Home Insurance Reviews

Date: February 04, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
The premium I pay for a year for my home insurance is less that someone would pay with other providers for six months.

Grange Insurance Home Insurance Reviews

Date: October 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
When we bought our home we asked another home insurance company what price they could offer us and it was much higher than our current home insurance company.

8 Ways to Get Discounts on Homeowners Insurance in Columbus, OH

What Makes Your Columbus, OH Home Insurance Cheap or Expensive