How Can I Make My Bloomfield, IA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Bloomfield, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Bloomfield, IA Home Insurance Coverage Levels | Back to Top

Bloomfield, IA - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
SE 80th Ave, S 27th St, SW 25th St, Maish Ave, Oaklane Dr, Burnham Ave, SW 24th St, SE 2nd Ct, SE 64th Ave, SW 74th St $180,000 $160,000 $200,000-$250,000 $171,500 $140,000 $150,000-$175,000
E Diehl Ave, SE 80th Ave, Brown's Woods Dr, S 14th St, Winn St, SW 60th St, Diehl Ave, Linden Ln, SE 62nd Ave, E Hart Ave $64,500 $60,000 $50,000-$75,000 $80,000 $70,000 $50,000-$75,000
Waco Ct, SE Brooks Dr, E Emma Ave, SW 19th St, SE Bloomfield Rd, Amos Ave, Wilmers Ave, Maxwelton Dr, E Army Post Rd, E Havens Ave $126,500 $110,000 $150,000-$175,000 $124,500 $110,000 $125,000-$150,000
E Emma Ave, Juliann Rd, E Marion St, S 22nd St, SE Porter Ave, E Philip St, Queens Dr, SE 57th St, Fayrdale Dr, E Hackley Ave $142,000 $110,000 $125,000-$150,000 $223,000 $180,000 $200,000-$250,000
Ewing Trace Blvd, SW 44th Pl, SE 56th Ct, Marion St, Wolcott Ave, S 12th St, Gawaine Dr, E Porter Ave, SW 22nd St, Lincoln St $148,000 $130,000 $150,000-$175,000 $138,500 $120,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Bloomfield, IA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$113 $638
Superior Protection Discount -$68 $683
Fire & Security Discount -$83 $668
Hail Resistant Roof Discount -$23 $728
Newly Constructed Home Discount -$195 $556

Choose your Bloomfield, IA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,368
Hail Damage $4,853
Wind Damage $6,560
Expensive Claims
Fire $44,229
Smoke $16,051

Identify Top Home Insurance Agents near Bloomfield, IA | Back to Top

Home Insurance Company Bloomfield, IA Homeowners Insurance Agency Bloomfield, IA Address Popularity Score Distance from Bloomfield (miles)
State Farm Robert Carr 13435 University Ave Ste 550, Clive, IA, 50325-8252
8.7
Travelers Diversity Insurance Inc 1541 E Grand Ave, Des Moines, IA, 50316
5.6
State Farm Terry Taylor 4115 University Ave Ste 100, Des Moines, IA, 50311-3574
4.7
Allstate Timothy Brehm 2929 Merle Hay Rd, Des Moines, IA, 50310
6.4
State Farm Tim Ford 2217 Beaver Ave, Des Moines, IA, 50310-3959
5.7
State Farm Carolyn Goodwin 9350 University Ave Ste 116, Wdm, IA, 50266-1645
7.0
State Farm Ryan Clausen 8541 Hickman Rd, Urbandale, IA, 50322-4321
6.9
Allstate David Sartin 3317 109th St, Urbandale, IA, 50322
8.3
Liberty Mutual Independent Lmc Insurance & Risk Management Inc 4200 University Ave Ste 200, West Des Moines, IA, 50266
7.0
Travelers Valley Junction Insurance Services 509 5th St, West Des Moines, IA, 50265
3.8

Compare Rates for Bloomfield, IA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Iowa $137,200 $829 $560 $1,180 $620
Polk County, IA $165,500 $869 $620 $1,230 $610
Bloomfield, IA $120,200 $751 $500 $1,040 $540
Norwalk, IA $179,300 $788 $560 $1,090 $530
Waukee, IA $211,100 $842 $560 $1,150 $590
Runnells, IA $140,400 $838 $590 $1,190 $600
Adams, IA $283,800 $1,122 $750 $1,560 $810
Slater, IA $160,900 $894 $610 $1,280 $670
Red Rock, IA $191,300 $963 $650 $1,360 $710
Palestine, IA $170,600 $771 $520 $1,060 $540
Amaqua, IA $150,600 $867 $630 $1,200 $570
Lynnville, IA $93,900 $674 $490 $940 $450
Rock Creek, IA $145,700 $853 $610 $1,210 $600

Research Home Insurance Companies Reviews in Bloomfield, IA Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: December 18, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I think the policy is standard. All of the other policies across different platforms are ones that are similar. Compared to any other policy, I think my policy in particular is fine.

Date: October 25, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Very fair and cheaper than the rest. There is none other cheaper that I know of and I have looked before. I will always stay with who I have.

Date: April 25, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I believe that State Farm offers everything that I need in an insurance policy. In fact, they offer many items that I don't need, and their bombarding me with offers.


Date: April 20, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
we shopped around a bit and noticed that we are about middle of the road price wise!


Date: March 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am satisfied with the insurance I have received. A good mix of quality and price for what I need right now.


Date: March 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
It's been cool but I haven't really had to contact them other than to pay the bill. I'm sure I will have more to say once I actually have to file a claim

Farm Bureau Home Insurance Reviews

Date: September 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
they offer various discounts and savings to members. They have an app that lets you pay or adjust your policy online. You can communicate with your agent either over phone, email, text or in person.


Date: April 10, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The coverage that was provided to me was 100-200 dollars cheaper than the competition's prices. This made a huge difference in the decision making process.

Date: April 05, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The policy offering in substance appeared the same as other home insurance companies. I did not appreciate any substantive differences in the actual coverages.


Allstate Home Insurance Reviews

Date: January 15, 2020    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Any time I have ever had a question I would call them up and they listened and then answered my question. They have hands down the best customer service I have ever seen.

Date: April 18, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
We use to have state farm and they were horrible they dropped use for bo good reason. My wife had two door dings in 3 months by other vehicles. So compared to them all state is a saint.


Date: October 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
It's cheaper than other premium, least for my type of package.

GEICO Home Insurance Reviews

Date: September 11, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I would rate our home insurance company offerings as a 4. I believe they have good offerings, but not the best out there. They have provided assistance when our AC unit broke, which was helpful, but not much else.


Date: June 11, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Customer Service
They was very helpful while I was signing up. Always courteous and friendly and easy to get in touch with.

Date: April 14, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I do think my deductible is a little high, but that could just be because I don't like paying a deductible!

Progressive Home Insurance Reviews

Date: March 29, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
MY COMPANY IS WELL IN COVERAGE COMPARED TO OTHER COMPANY.IT GIVE MANY DISCOUNT FOR THE CLINTS FOR MORE USERS.

Date: March 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
which is a company that is very efficient when it comes to carrying out its work are very responsible

Liberty Mutual Home Insurance Reviews

Date: December 31, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Many other providers were more expensive. Liberty has good prices and is easy to renew. They have local branches too that I can visit or call. I would like for the insurance premium to decrease though.

Travelers Home Insurance Reviews

Date: January 07, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I have a $1000 deductible, which is fairly standard for home insurance. I have not looked into changing that. The premium is a little high for my taste, about $900/yr. It is rolled into my home payment. I watch it for changes. A few years ago I looked into changing companies and the others were about the same, so I stayed.

Safeco Insurance Home Insurance Reviews

Date: July 03, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Our premium was 800 but with discounts the policy is only 400 a year. This is an amazing price for the coverage of my house which is a new built and worth $350,000+.

Erie Insurance Home Insurance Reviews

Date: November 11, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I liked that I did not have to wait very long for a response to my questions, I liked how easy it was for me to find answers to my questions.

The Hartford Home Insurance Reviews

Date: February 05, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
premium and deductible is good compare to other insurance i try out up to so far so i then it is fair deductible

Farmer's Insurance Home Insurance Reviews

Date: March 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My insurance company was the least expensive insurance company without being low quality. I don't think they have any special offers. I chose them because of cost and because my loan provider recommended them.


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