How Can I Make My Scottsdale, AZ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Scottsdale, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Scottsdale, AZ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $118,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $185,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $351,000 | $300,000 | $350,000-$400,000 |
| 4 Bedroom | $414,000 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $946,500 | $840,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Scottsdale, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$187 | $981 |
| Superior Protection Discount | -$117 | $1,051 |
| Fire & Security Discount | -$128 | $1,040 |
| Hail Resistant Roof Discount | -$35 | $1,133 |
| Newly Constructed Home Discount | -$315 | $853 |
Choose the Right Deductible for your Scottsdale, AZ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Maricopa County | $700 | $748 | $1,448 | $543 | $1,243 | $204 |
| Scottsdale, AZ | $2,000 | $1,154 | $3,154 | $839 | $2,839 | $315 |
| Chandler, AZ | $400 | $820 | $1,220 | $596 | $996 | $224 |
| Goodyear Village, AZ | $2,000 | $556 | $2,556 | $404 | $2,404 | $152 |
| Citrus Park, AZ | $100 | $1,026 | $1,126 | $745 | $845 | $280 |
| Gila River, AZ | $1,500 | $709 | $2,209 | $515 | $2,015 | $194 |
| Goodyear, AZ | $100 | $782 | $882 | $568 | $668 | $214 |
| Sacaton, AZ | $2,000 | $509 | $2,509 | $370 | $2,370 | $139 |
| Gisela, AZ | $100 | $565 | $665 | $411 | $511 | $154 |
Identify Top Home Insurance Agents near Scottsdale, AZ | Back to Top
| Home Insurance Company Scottsdale, AZ | Homeowners Insurance Agency Scottsdale, AZ | Address | Popularity Score | Distance from Scottsdale (miles) |
|---|---|---|---|---|
| Farmers | Ryan Scruggs | 9051 W Kelton Ln Ste 5, Peoria, AZ, 85382 | 22.8 | |
| Travelers | Brewer - Lloyd Insurance Group | 1819 E Southern Ave Ste D10, Mesa, AZ, 85204 | 20.5 | |
| Farmers | Thomas Pierog | 15609 W Bell Rd Ste 103, Surprise, AZ, 85374 | 31.0 | |
| Travelers | R.P. Ryan Insurance, Inc. | 18501 N 40th St Ste 102, Phoenix, AZ, 85032 | 8.1 | |
| Travelers | Greene Insurance Group Llc | 17470 N Pacesetter Way, Scottsdale, AZ, 85255 | 3.5 | |
| State Farm | Sean Overlock | 20860 N Tatum Blvd Ste 280, Phoenix, AZ, 85050-4282 | 6.7 | |
| State Farm | Scott Knudten | 14702 N F L W Blvd, Scottsdale, AZ, 85260-2044 | 5.3 | |
| State Farm | Gary Garrett | 15678 N F L W Blvd Ste 105, Scottsdale, AZ, 85260-2093 | 5.3 | |
| State Farm | Dennis Dowling | 5310 E Shea Blvd Ste 3, Scottsdale, AZ, 85254-4700 | 9.3 | |
| Farmers | Elias Setton | 7950 E Acoma Dr Ste 101a, Scottsdale, AZ, 85260 | 5.4 |
Compare Rates for Scottsdale, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $500 | $1,060 | $560 |
| Maricopa County, AZ | $225,000 | $757 | $520 | $1,050 | $530 |
| Scottsdale, AZ | $433,500 | $1,168 | $830 | $1,660 | $830 |
| Chandler, AZ | $289,300 | $830 | $560 | $1,170 | $610 |
| Goodyear Village, AZ | $100,600 | $563 | $410 | $800 | $390 |
| Citrus Park, AZ | $377,400 | $1,038 | $750 | $1,460 | $710 |
| Gila River, AZ | $101,400 | $718 | $520 | $1,000 | $480 |
| Goodyear, AZ | $256,900 | $792 | $530 | $1,130 | $600 |
| Sacaton, AZ | $85,000 | $515 | $350 | $740 | $390 |
| Gisela, AZ | $103,900 | $572 | $410 | $800 | $390 |
Research Home Insurance Companies Reviews in Scottsdale, AZ Before Buying | Back to Top
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USAA Home Insurance Reviews
Date: October 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 14, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: April 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: February 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: May 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Farm Bureau Home Insurance Reviews
Date: August 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 28, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: May 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: August 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: May 13, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: Above 60 Gender: Female Marital Status: Married
National General Home Insurance Reviews
Date: September 20, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
MetLife Home Insurance Reviews
Date: October 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Country Financial Home Insurance Reviews
Date: December 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: October 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: July 08, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
American Family Insurance Home Insurance Reviews
Date: October 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: September 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married