How Can I Make My Bonita Springs, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Bonita Springs, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Bonita Springs, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $163,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $188,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $388,500 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $668,500 | $550,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Bonita Springs, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$226 | $1,189 |
| Superior Protection Discount | -$142 | $1,274 |
| Fire & Security Discount | -$127 | $1,288 |
| Hail Resistant Roof Discount | -$42 | $1,373 |
| Newly Constructed Home Discount | -$326 | $1,090 |
Choose the Right Deductible for your Bonita Springs, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $2,500 | $1,495 | $3,995 | $1,086 | $3,586 | $408 |
| Bonita Springs, FL | $2,000 | $1,398 | $3,398 | $1,016 | $3,016 | $382 |
| Lehigh Acres, FL | $400 | $959 | $1,359 | $697 | $1,097 | $262 |
| Naples Manor, FL | $700 | $994 | $1,694 | $722 | $1,422 | $272 |
| Cape Coral, FL | $300 | $1,499 | $1,799 | $1,089 | $1,389 | $410 |
| Sanibel Island, FL | $1,500 | $929 | $2,429 | $675 | $2,175 | $254 |
| Charlotte Park, FL | $1,500 | $1,606 | $3,106 | $1,167 | $2,667 | $439 |
| Hendry County, FL | $500 | $890 | $1,390 | $647 | $1,147 | $243 |
| Cleveland, FL | $2,500 | $858 | $3,358 | $623 | $3,123 | $234 |
| Boca Grande, FL | $300 | $897 | $1,197 | $652 | $952 | $245 |
| Grove City, FL | $700 | $1,227 | $1,927 | $892 | $1,592 | $335 |
Identify Top Home Insurance Agents near Bonita Springs, FL | Back to Top
| Home Insurance Company Bonita Springs, FL | Homeowners Insurance Agency Bonita Springs, FL | Address | Popularity Score | Distance from Bonita Springs (miles) |
|---|---|---|---|---|
| Travelers | My Florida Insurance Inc | 14700 Tamiami Trail N Ste 8, Naples, FL, 34110 | 7.4 | |
| Allstate | Belinda Malolli | 1855 Veterans Park Dr Ste 301, Naples, FL, 34109 | 9.3 | |
| Allstate | Mike Arcentales | 27241 Bay Landing Dr Ste 3, Bonita Springs, FL, 34135 | 5.0 | |
| Travelers | Rosier Insurance | 9696 Bonita Beach Rd Ste 103, Bonita Springs, FL, 34135 | 5.4 | |
| Travelers | Kast Insurance | 2950 Immokalee Rd Suite 4, Naples, FL, 34110 | 9.1 | |
| Allstate | Ted A. Todd | 10020 Coconut Rd Ste 144, Bonita Springs, FL, 34135 | 1.6 | |
| Travelers | Proactive Insurance Management Llc | 5633 Strand Blvd #318 , Naples, FL, 34110 | 9.0 | |
| Allstate | Andrea Fiebe | 3525 Bonita Beach Rd Ste 102, Bonita Springs, FL, 34134 | 5.9 | |
| Allstate | Ted Todd | 10020 Coconut Rd Ste 144, Bonita Springs, FL, 34135 | 1.6 | |
| Travelers | Insurancenter Of Ft Myers | 16591 S Tamiami Trl, Fort Myers, FL, 33908 | 8.7 |
Compare Rates for Bonita Springs, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Lee County, FL | $190,200 | $1,513 | $1,180 | $2,030 | $850 |
| Bonita Springs, FL | $254,900 | $1,415 | $1,100 | $1,900 | $800 |
| Lehigh Acres, FL | $165,400 | $971 | $760 | $1,300 | $540 |
| Naples Manor, FL | $150,100 | $1,006 | $780 | $1,350 | $570 |
| Cape Coral, FL | $191,000 | $1,517 | $1,180 | $2,030 | $850 |
| Sanibel Island, FL | $703,600 | $940 | $730 | $1,260 | $530 |
| Charlotte Park, FL | $181,700 | $1,625 | $1,270 | $2,180 | $910 |
| Hendry County, FL | $79,700 | $900 | $700 | $1,210 | $510 |
| Cleveland, FL | $69,400 | $868 | $680 | $1,160 | $480 |
| Boca Grande, FL | $1,227,700 | $908 | $710 | $1,220 | $510 |
| Grove City, FL | $124,400 | $1,242 | $970 | $1,660 | $690 |
Research Home Insurance Companies Reviews in Bonita Springs, FL Before Buying | Back to Top
Share a review on your home insurance company
Citizens Property Insurance Home Insurance Reviews
Date: September 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
Anytime I've had to call or email about a policy or to see about what could be done to lower a premium I've had great experiences with fast response times.
Date: August 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My previous premium was around $400/year higher than this one...I'm much happier with what I have now.
Date: August 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
The website/app is easy to navigate, gives quick and easy access to all my policies and allows me to view whatever I need whenever I need it quick and painlessly.
Date: July 31, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability & Medical Payments
Date: July 24, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
The few times I've had to contact my provider has been very pleasant. The only issues I've ever had, and I've had this with numerous companies, is their automated phone service fails too many times by disconnecting you prematurely or redirecting you to the end-of-call survey before you've even spoken to anyone. But, once I've actually connected to a real person everything was great.
Travelers Home Insurance Reviews
Date: December 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
We recently bought home owners and car insurance with them. The guy on the phone was extremely nice and offered the most extensive and best coverage at the best price. They were by far the most reasonable.
Date: May 23, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Customer Service
I had State Farm Insurance when part of my roof blew off in a storm and they only paid for half of it, now the room below the huge leak is damaged.
Security First Home Insurance Home Insurance Reviews
Date: January 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I really think that this company has fulfilled my needs and provides a good service
Progressive Home Insurance Reviews
Date: January 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Progressive is average cost for the coverage provided. I luckily don't have to worry about disaster zones, flood plains, etc. I did shop around and was able to say they're the most reputable and provided a great cost. There were better, but I don't know how reputable they were.
USAA Home Insurance Reviews
Date: April 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
Their home insurance policy provides coverage for all the necessities and I got it for a lower price then from Geico and State Farm which I had checked pricing on.
Liberty Mutual Home Insurance Reviews
Date: January 02, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I think our deductible from Liberty Mutual is about average compared to other insurance companies, but that may be because we combine home and auto.
Assurant Specialty Property Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
They had about the same deductible, but the premium was a bit less. I am satisfied with them.
American Summit Insurance Home Insurance Reviews
Date: October 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have never had to deal with them, but they do have positive reviews online.
Tower Hill Insurance Home Insurance Reviews
Date: March 10, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
I would say they, that being Tower Hill, are as competent and price efficient that others I have quoted. There may be cheaper, but if it's not broke don't fix it.
GEICO Home Insurance Reviews
Date: February 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
My experiences with Geico have always left me satisfied, and often I was surprised and impressed with the cordialness and pleasant demeanor of the customer service reps I have had the opportunity of interacting with.
State Farm Home Insurance Reviews
Date: January 14, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
State Farm is the only insurance policy I'm familiar with, since I don't yet have much experience with insurance in general. I have only just needed to get home insurance within the last year.