How Can I Make My Richland, WA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Richland, WA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Richland, WA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $82,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $165,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $252,000 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $273,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $587,500 | $470,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Richland, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $605 |
| Superior Protection Discount | -$64 | $648 |
| Fire & Security Discount | -$57 | $655 |
| Hail Resistant Roof Discount | -$21 | $691 |
| Newly Constructed Home Discount | -$164 | $548 |
Choose the Right Deductible for your Richland, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Benton County | $1,500 | $669 | $2,169 | $486 | $1,986 | $183 |
| Richland, WA | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| West Pasco, WA | $300 | $791 | $1,091 | $575 | $875 | $216 |
| Kennewick, WA | $1,500 | $648 | $2,148 | $471 | $1,971 | $177 |
| Prosser, WA | $400 | $586 | $986 | $426 | $826 | $160 |
| Franklin County, WA | $1,000 | $639 | $1,639 | $465 | $1,465 | $175 |
| Connell, WA | $500 | $765 | $1,265 | $556 | $1,056 | $209 |
| Mabton, WA | $700 | $513 | $1,213 | $373 | $1,073 | $140 |
| Mattawa-Royal City, WA | $500 | $646 | $1,146 | $470 | $970 | $177 |
| Umapine, OR | $1,000 | $629 | $1,629 | $457 | $1,457 | $172 |
| College Place, WA | $100 | $613 | $713 | $445 | $545 | $167 |
| Walla Walla, WA | $1,000 | $616 | $1,616 | $447 | $1,447 | $168 |
Identify Top Home Insurance Agents near Richland, WA | Back to Top
| Home Insurance Company Richland, WA | Homeowners Insurance Agency Richland, WA | Address | Popularity Score | Distance from Richland (miles) |
|---|---|---|---|---|
| State Farm | Vladimir Krinitsyn | 1408 N 20th Ave Ste C, Pasco, WA, 99301-4059 | 9.0 | |
| Allstate | Jerad Groth | 3330 W Court St Ste I, Pasco, WA, 99301 | 8.2 | |
| Liberty Mutual Independent | Conover Insurance | 1804 W Lewis St, Pasco, WA, 99301 | 9.5 | |
| Allstate | Jeff Hamilton | 110 Gage Blvd Ste 202, Richland, WA, 99352 | 4.5 | |
| Travelers | Simmons Insurance Group | 1103 N 20th Ave, Pasco, WA, 99301 | 9.0 | |
| Liberty Mutual Independent | Conover Insurance | 1804 W Lewis, Pasco, WA, 99301 | 9.5 | |
| Farmers | Liz Elder | 7903 W Grandridge Blvd Ste E, Kennewick, WA, 99336 | 5.6 | |
| Farmers | Jon Fuller | 5150 W Clearwater Ave Ste 120, Kennewick, WA, 99336 | 7.0 | |
| Farmers | Trevor Nieforth | 3407 W Court St, Pasco, WA, 99301 | 8.1 | |
| State Farm | Liz Conover | 1638 Plaza Way Plaza Shp Ctr, Walla Walla, WA, 99362 | 48.6 |
Compare Rates for Richland, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $570 | $1,110 | $540 |
| Benton County, WA | $198,600 | $677 | $470 | $970 | $500 |
| Richland, WA | $226,300 | $712 | $480 | $990 | $510 |
| West Pasco, WA | $280,200 | $801 | $540 | $1,110 | $570 |
| Kennewick, WA | $182,900 | $656 | $470 | $900 | $430 |
| Prosser, WA | $159,100 | $593 | $430 | $810 | $380 |
| Franklin County, WA | $177,400 | $647 | $450 | $900 | $450 |
| Connell, WA | $132,500 | $775 | $570 | $1,070 | $500 |
| Mabton, WA | $101,600 | $519 | $380 | $720 | $340 |
| Mattawa-Royal City, WA | $168,800 | $654 | $450 | $910 | $460 |
| Umapine, OR | $245,300 | $637 | $470 | $890 | $420 |
| College Place, WA | $177,000 | $620 | $420 | $860 | $440 |
| Walla Walla, WA | $178,800 | $623 | $450 | $860 | $410 |
Research Home Insurance Companies Reviews in Richland, WA Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 24, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: April 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 06, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Nationwide Home Insurance Reviews
Date: July 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: March 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: April 19, 2019 Age: Above 60 Gender: Male Marital Status: Married
Date: April 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: April 03, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 04, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: January 08, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
Date: March 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Esurance Home Insurance Reviews
Date: November 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
American Family Home Insurance Reviews
Date: April 22, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Country Financial Home Insurance Reviews
Date: March 29, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: April 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: January 03, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
American Family Insurance Home Insurance Reviews
Date: December 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried