How Can I Make My Wheeling, IL Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Wheeling, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Wheeling, IL Home Insurance Coverage Levels | Back to Top

Wheeling, IL - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
N Lake Shore Cir, Valley Stream Dr, Eric Ave, Hale Ct, N Kennicott Blvd, E Stonegate Dr, N Sanborn Dr, W Francis Dr, S Salem Ave, E Sitka Ln $416,000 $330,000 $400,000-$500,000 $316,000 $290,000 $300,000-$350,000
Weidner Ct, Bayside Dr, Harmony Dr, King Ct, Southbury Ln, W Woods Dr, Grego Ct, Pennsbury Ct, N Dennis Rd, W Prospect Ave $291,500 $260,000 $300,000-$350,000 $166,500 $130,000 $175,000-$200,000
N Windham Ct, E Norman Ln, Holbrook Dr, Northgate Pkwy, Baldwin Ct, S Illinois Dr, E Crabtree Dr, Garden Ct, Hastings Rd, Williamsburg Ct $351,500 $330,000 $350,000-$400,000 $257,500 $210,000 $250,000-$300,000
E Fremont St, E Strong St, S Patton Cir, Drae Ct, E Brandenberry Ct, E Thomas St, Cherbourg Ct, N Evanston Ave, Renee Ter, E Alder Ln $310,500 $290,000 $250,000-$300,000 $178,500 $150,000 $150,000-$175,000
E Isabella St, Schoenbeck Rd, N River West Ct, Allendale Dr, W South St, Castlerea Ln, Eastman Ct, Portsmith Ln, Cherrywood Rd, Raupp Blvd $300,000 $250,000 $250,000-$300,000 $174,000 $150,000 $175,000-$200,000
E Campbell St, Charabanc Ln, N Salem Ave, W Park Pl, Cambridge Pl W, E Linden Ln, Radcliffe Rd, N Woodland Dr, W Waverly Rd, N Pecos Ln $140,500 $120,000 $150,000-$175,000 $111,500 $100,000 $125,000-$150,000
Birchwood Ln, Jenkins Ct, Boxwood Dr, Bridgeport Pl, Curricle Rd, Deer Trl, W Parliament Pl, Gilman Ave, Versailles Ct, Whippletree Rd $161,500 $150,000 $125,000-$150,000 $109,000 $100,000 $100,000-$125,000
Stradford Cir, Golfview Ter, E Wood Ln, E Highland St, E Clarendon St, Carlyle Ct, N Somerset Ln, Jerome Pl, W Ivy Ln, W Partridge Ct $318,500 $270,000 $250,000-$300,000 $125,500 $110,000 $100,000-$125,000
Alderman Ave, Avalon Dr, Thornton Ln, W Meade Ln, E Seminole Ln, Glengary Ln, W Mueller St, Sycamore Rd, E Sunset Dr, Belaire Ct $282,000 $260,000 $300,000-$350,000 $233,000 $200,000 $175,000-$200,000
Alton Rd, N Oak Wood Dr, Derbyshire Ave, E Strong Ave, Barnaby Pl, Old Post Dr, E Grove St, Inland Dr, S Beverly Ln, E Brookwood Dr $393,000 $330,000 $300,000-$350,000 $202,500 $160,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Wheeling, IL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$168 $821
Superior Protection Discount -$89 $900
Fire & Security Discount -$69 $920
Hail Resistant Roof Discount -$20 $969
Newly Constructed Home Discount -$257 $732

Choose the Right Deductible for your Wheeling, IL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Cook County $700 $881 $1,581 $640 $1,340 $241
Wheeling, IL $700 $977 $1,677 $710 $1,410 $267
Glencoe, IL $400 $722 $1,122 $525 $925 $197
Wood Dale, IL $2,500 $764 $3,264 $555 $3,055 $209
Addison, IL $200 $901 $1,101 $655 $855 $246
Mundelein, IL $1,000 $888 $1,888 $645 $1,645 $243
Northlake, IL $500 $681 $1,181 $495 $995 $186
Lombard, IL $2,000 $906 $2,906 $658 $2,658 $248
Grant, IL $500 $820 $1,320 $596 $1,096 $224
Hartland, IL $2,500 $951 $3,451 $691 $3,191 $260
Alden, IL $300 $868 $1,168 $631 $931 $237
Sauk Village, IL $1,500 $811 $2,311 $590 $2,090 $222

Identify Top Home Insurance Agents near Wheeling, IL | Back to Top

Home Insurance Company Wheeling, IL Homeowners Insurance Agency Wheeling, IL Address Popularity Score Distance from Wheeling (miles)
Travelers Lakeview Insurance Agency Ltd 3438 N Southport, Chicago, IL, 60657
18.4
Farmers Florentina Hainal-Roman 7777 N Caldwell Ave Ste 108, Niles, IL, 60714
9.9
Farmers Allen Morgen 8432 Waukegan Rd, Morton Grove, IL, 60053
9.1
State Farm Jeff Stogsdill 368 W Huron St, Chicago, IL, 60654-3424
21.6
Allstate Jason Lensink 3338 Kirchoff Rd, Rolling Meadows, IL, 60008
4.5
State Farm Tim Jay 7942 W Oakton St, Niles, IL, 60714-2400
8.4
Allstate Todd Gentile 1 N Northwest Hwy, Park Ridge, IL, 60068
9.0
Travelers International Irm Inc 1228 W Northwest Hwy, Palatine, IL, 60067
6.8
Travelers Cribbet Insurance Agency Inc 940 Barlina Rd, Crystal Lake, IL, 60014
22.4
State Farm Jeff Curry 7245 W Dempster St, Niles, IL, 60714-2107
8.5

Compare Rates for Wheeling, IL Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $179,700 $850 $620 $1,210 $590
Cook County, IL $227,400 $892 $650 $1,280 $630
Wheeling, IL $292,000 $989 $680 $1,370 $690
Glencoe, IL $940,600 $731 $530 $1,000 $470
Wood Dale, IL $221,600 $773 $560 $1,060 $500
Addison, IL $241,100 $912 $670 $1,260 $590
Mundelein, IL $231,800 $899 $620 $1,250 $630
Northlake, IL $165,000 $690 $460 $990 $530
Lombard, IL $244,900 $917 $650 $1,310 $660
Grant, IL $169,300 $830 $560 $1,140 $580
Hartland, IL $249,800 $963 $690 $1,360 $670
Alden, IL $196,000 $879 $610 $1,220 $610
Sauk Village, IL $77,600 $821 $560 $1,120 $560

Research Home Insurance Companies Reviews in Wheeling, IL Before Buying | Back to Top

Share a review on your home insurance company


Erie Insurance Home Insurance Reviews

Date: July 17, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Our rep matched our new policy with our previous policy and was very helpful in determining which coverages we may need and which we could do without.


Date: October 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
From what the salesman explained to me, everything is covered under this policy. I was also able to get my and my wife's auto under the policy too to save even more money.


Date: September 14, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
When I call to ask a question or change billing information, I never wait long times on hold and talk to actual people. Makes the process very satisfying.

Date: September 10, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
They send fliers in the mail and will call me time to time about new offerings and such. Everything works out well and I can't complain really about anything at all.

Date: June 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Very easy to use and navigate. I was able to easily research more information about everything I was looking into very quickly and efficiently.

Date: May 06, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Other insurance companies wanted a lot more for the same coverage. Therefore we are very happy with our current rate and how things have been going.

GEICO Home Insurance Reviews

Date: January 01, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I believe the policy I have through Geico has the cheapest deductible compared to other policies. I also believe the premium on my policy is better than what other companies would be offering me.

Date: December 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The deductible of my policy is much lower than my deductible with State Farm roughly 3 years ago. Geico has a 500 dollar deductible with some claims while State Farm had well over 1000 dollar deductible. State Farm is too expensive not to use Geico.

Date: September 10, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I have not had that much interaction with them besides to select the plan. This is fine for the current plan that I have, however if I had a more extensive and expensive plan I would like more guidance and direction to navigate the services and understand what is actually offered more easily.

Date: May 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I like that they really helped find a plan at my price point. I do not like how they didn't try for paperless and have had no follow up with me after getting the plan.

Date: January 19, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I have a minimum insurance policy. It secures up to 10,000 in damages/loss/stolen and it very cheap. This covers if anything is damaged or stolen. I have additional home insurance to cover jewelry.


Date: January 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I did not look around for coverage. Since I was after the minimum essential coverage I used my car insurance provider and bundled the policy.

Nationwide Home Insurance Reviews

Date: October 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
The app is very easy to use, access policy info, auto id cards, coverage limits, and make a payment online or view statements.

Date: October 01, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I don't like that there are automated systems before talking to a real person, but that is just the way of technology these days.

Date: September 08, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
They are very prompt with policy and billing updates. Good communication or notification of changes, action needed and so on.

Date: September 04, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
The premium with our current provider was very competitive with other carriers for the area. They offered good multi-policy discounts as well.

Date: July 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Replacement Cost - Dwelling Other structures coverage personal property coverage loss of use coverage water and sump back up coverage earthquake coverage personal injury coverage personal liability coverage medical payments coverage


Meemic Insurance Home Insurance Reviews

Date: September 20, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
I've been with this company for 35 years (including my previous home). I am satisfied with the premium, but I stay with them because they really seem to like having me as a customer, and they have always helped when I had a problem.

Date: September 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
I don't use the website, I like to either phone or go in and ask my questions. I think it helps to check in once in a while.

Date: August 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I like that they offer such a great service. I am on a first name basis with my agent, and they have always resolved my issues within just a few days.

Date: August 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
My house insurance covers the dwelling, and also my possessions inside the house, including appliances and furniture.


Date: November 18, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
Great people, I have known for years. They are really nice and easy to work with.

Allstate Home Insurance Reviews

Date: October 08, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The company insurance policy provide the premium and deductible to the home insurance for the coverage. It is more help full to the people and satisfied more

Date: October 26, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
Allstate has a easy to navigate website. I am able to look at my policy. Make payments. Get all information I need

AAA Home Insurance Reviews

Date: February 05, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I think that AAA is slightly more expensive than other competing home insurance companies. But I like my agent and haven't had any problems so far.


Country Financial Home Insurance Reviews

Date: December 20, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I think what I pay is a lot but is better than not having any insurance, so I'm happy with it

Travelers Home Insurance Reviews

Date: May 30, 2019    Age: 50 to 59    Gender: Unmarried    Marital Status: Female

Premium
I am quite satsifie, although I have never compared. I find the premium affordable ad the deductible reasonable. I have felt no need to go looking further.

Alcott Insurance Home Insurance Reviews

Date: December 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
We don't shop our insurance to other companies because the service is so good and reasonably priced, it probably wouldn't be worth it.


Pekin Insurance Home Insurance Reviews

Date: November 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Honestly, other insurance providers are not much better than Pekin. The few credit dings we have, have made it nearly impossible to get reasonably priced insurance. It is unfair.


State Farm Home Insurance Reviews

Date: January 11, 2020    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I a very satisfied with the deductible on my policy. The policy spells out the coverage very clearly and if there are any questions customer service is there to help.

Farmer's Insurance Home Insurance Reviews

Date: January 01, 2020    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
policy was great coverage for my home auto and motorcycle. I am happy with that


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