Top Vermont Homeowners Insurance Companies Ranked By Customer Reviews
See who are the best Vermont homeowners insurance companies rated by customers. Our research shows that homeowners can save as much as 35% on their homeowners insurance by getting quotes from multiple companies. Enter your zip code below and click “GO” to get multiple free quotes.
Top Vermont Homeowners Insurance Companies Ranked By Customer Reviews
Date: October 21, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
State farms customer service has been great. Since we went into a local office the agent and his staff has been very personable. Whenever we have an issue i can text, call, or email any of the staff and they help us as soon as they can
Date: October 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
They are very responsive when neede and take care of me in a timely matter. I would give them a 5.
Date: October 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
The communication with the insurance company has always be good. There have never been any major problems.
Date: September 29, 2018 Age: Above 60 Gender: Female Marital Status: Married
Premium
I think that I pay too much, but putting in the effort to shop for another premium is something that I don't have time for right now.
Date: September 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I have fire coverage, as well as coverage for my garage and the belongings I own. We also have a rider for named storms as well as some specific belongs such as Jewelry.
Date: September 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
They have been helpful when I have had questions in the past -- no complaints here. But I wish that they would check up on my premium and see how I can save more often.
Date: September 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have had a lot of troubles lately trying to contact my company's customer service. It used to be really good but lately it feels like a mess.
Date: September 20, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Communication
Again, I'd rate this higher in the past, but lately I've been feeling like I've been disconnected with my company. It's unsettling.
Date: September 19, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
It feels like an average premium for the house my family owns. I don't have the greatest experience in this matter, but this is what I know.
Date: September 19, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Communication
this is a new company because this is the first time we purchased the property. So far everything has been good.
Date: September 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
We have always had nothing but superior customer service through State Farm. They have always answered our questions in a very timely manner and have paid on claims a lot faster than other insurance companies that I know of.
Date: September 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The company is a little outdated and making payments, asking questions, etc is difficult.
Date: September 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
From shopping around I've found that I am in general paying more for similar coverage. I have considered changing companies to a local insurance company. I believe in general we are overpaying for their services.
Date: September 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
The customer service is better than average. When I call up the company on the phone I don't ever wait too long and they are always helpful.
Date: September 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
I like the fact that I can log on to the mobile app with touch id and have everything easily accessible. I can view our homeowner declarations information, all coverages and explanations, as well as see anything I need concerning our vehicle coverage, pay bills, etc.
Date: September 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
The company works efficiently but it takes a while to collect an insurance claim for any damages.
Date: August 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
For the service we have received in the past, we are more than satisfied with the premium we pay for the amount of coverage we have. We have had to make a few claims in years past because of hurricanes and the service has been prompt and more than fair. For that alone, we would be happy even paying more in premiums.
Date: August 23, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Website/App
I don't use a mobile app, but the website is pretty easy to use. I don't use it often - I just pay my insurance and that's about it. I don't explore my options.
Date: August 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
The communication is constant. They send Christmas cards and reminders about my policy. I really like the communication level.
Date: August 16, 2018 Age: Above 60 Gender: Female Marital Status: Married
Communication
Any time we have had to call our agent about any issue with our coverage they have been completely knowledgeable and quick with a response. We have never not gotten the answers we needed and they have always gone above and beyond what would be normally acceptable to make sure our needs have been met.
Date: August 06, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I have not interacted much with the customer service, but everyone has always been kind and helpful to me.
Date: August 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I have been disappointed in our local agent. On a national level, I have also been disappointed that we are unable to get earthquake insurance from State Farm while other local companies can offer it.
Date: July 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
I have always been notified if there was a problem with my payment and they are always understanding. They are a really great company and I will for sure continue to stick with them.
Date: July 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
They do respond when we reach out with questions. I have never actually spoken with my agent just the people that he employees. They typically respond during the same business day.
Date: July 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I don't have to use it very often, as I have never had to make a claim but it does provide information such as payment due and offer the ability to contact their support if I have any policy questions which I have used regarding the addition of earthquake insurance.
Date: July 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The coverage I have is a bundle deal with cars auto insurance so my premium is lower that other home insurance.
Date: June 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
I like that they are convenient and friendly, I dislike the cost
Date: May 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I just find my premium in whole is a lot and I haven't really shopped around
Date: November 23, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
It's an easy to use website, and easy to navigate. However I often have issues contacting my insurance provider through the website alone.
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Our premium has doubled in the past 2 years but is still comparatively lower than premiums with other insurance companies, which is the only reason we have not switched to a different company.
Date: September 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
My experience with Geico has been going well thus far. I've been using them for about 8 months since my husband and I bought our home.
Date: October 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I think Geico does a wonderful job of making a simple and pleasing website to view. The app contains all the information I need and I can request information or make changes very easily through the app.
Date: October 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I think that the geico app is pretty easy to use and isnt too complicated
Date: October 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I have fire, flood, outdoors, as well as liability. i recently had to add tornado
Date: October 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I shopped around and found that the premium is a little bit lower than the average for my area
Date: October 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I like how easy the companies website is to navigate. It's also easy to see what you have covered and you can change your policy through the app which is really nice to have. It's pretty much perfect
Date: September 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
The customer service is prompt, ready, and informed to help me with any needs. When I went to buy the house they were very easy to communicate with to get the deal done.
Date: September 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
My policy covers contents, liability, property damage and hurricane. The liability portion is 100k/300k. It covers all the standard events including earthquake.
Date: September 13, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I've never compared home insurance premiums, but they are the cheapest by around 400 for our car insurance so that's who we stay with.
Date: September 12, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
They have the best in the business. You rarely if ever are put on hold. The representative's goal is to always help you and not cause you any further stress in the situation you are calling about.
Date: September 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
Geico is easy to interact with in every situation. They are the best whether it be via email, phone, chat, etc... I'm a lifelong customer for this reason.
Date: September 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
In general, Geico always has competitive pricing. Are there some things that could be a little bit lower? Yes, but they've always given such great customer service that I don't mind paying a little extra.
Date: August 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Website/App
I really like both mobile and website versions. It is always easy to find the information I'm looking for or complete any task when prompted by the company.
Date: August 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I think Geico offers the lowest rate for me, other companies wanted a lot more money for less coverage. They asked me what I wanted covered and exceeded my expectations by far. Them giving me the lowest premium shows they do want good and reliable customers
Date: August 06, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
Like I said above, I've communicated with them through the phone and the website. Both times, they were prompt and well-informed to help answer any questions I had.
Date: August 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I have basically everything covered. Flood damage, tornado damage, fire prevention, also I have if someone would break into the house and steal anything.
Date: July 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I like how they are readily available. i havent had a claim to make but they seem to be on the ball
Date: June 18, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
they communicate well and are responsive to all of my questions, including 24.7 chat
Date: May 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
They are always prompt in their interactions with you and make sure you are never waiting for too long. They also keep you up to date with all of their new deals.
Date: November 19, 2017 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
It covers the dwelling, loss of use, and other structures. This includes damage to fixtures, plumbing, electrical wiring, heating, and others.
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
The only thing is dislike about Geico is that it's sometimes hard to get into contact with someone in customer service. They transfer you over and over so you have to repeat everything you told the first person. That is frustrating.
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
The communication is decent. They tend to reach out to you every so often to see if you're still satisfied with the insurance and ask if you'd like to keep it the same or make any changes. If you are having issues from there, they're more than happy to fix them.
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I believe Geico offers the lowest premium mainly due to the fact that I also have my auto insurance through them so we get the bonus of having everything run through Geico.
Date: October 03, 2018 Age: Above 60 Gender: Female Marital Status: Married
Premium
Our premium is pretty average for our area, the size of our home and the construction type that our home was built with. Our premium covers everything we could need it to.
Date: September 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
I love my insurance company.they are right down the road from me and I can call them anytime and they will answer any questions I have.
Date: September 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
My insurance company sends me a bill every six months and it shows my premium increasing. They make it where you really have to look and take your time to see that they have increased your premium again! It should be more obvious.
Date: September 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
all of our personal effects including our tv, washer and dryer, appliances, etc.
Date: August 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
The customer service has always been very good, I have never had an issue with them. When I have had to call, my call has been answered in a prompt manner.
Date: August 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
I can call them anytime and they are always there to listen and try to help with anything that I need.
Date: August 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
The communication has been very good, most correspondence is through email and that works well for me.
Date: July 29, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Website/App
I like all state because they have great customer service and they are very helpful. I highly recommend using all state
Date: July 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
My premium keeps rising, the cost to repair my autos is going down because they are getting older but yet prices keep rising.
Date: July 25, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Communication
I have no complaints about communication between myself and the insurance company. Everything has been great!
Date: June 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
We like the ease of use of our insurance company's website. It is very user-friendly and easy to navigate. It also shows us exactly what our bills are, and when they are due.
Date: January 07, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Allstate has great customer service. I had to put a claim in once and the employee was very friendly towards me. I was happy with the customer service I received.
Date: December 28, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
I like the company's website, it is very easy to use and has all the information right at my fingertips. I am always losing my auto-id cards and can have another one in a matter of a few minutes.
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
I like that the staff is very friendly and easy to chat with. I dislike the poor communication in terms of getting the runaround and being passed from one operator to another, meaning that I must repeat everything I said.
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I think what I pay is very reasonable with the level of service that I receive. they are very personable and they get the job done.
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
the customer service is good. I can call them about anything and they will try to answer my questions, even if it isn't about insurance.
Date: October 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I would give my insurance company a 3. My biggest complaint is taking forever to try to get someone on the line. It takes forever to get to talk to someone and you have to push a lot of buttons to get there.
Date: September 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
Customer service is very good, it's the entire answering service that will ask for almost everything before getting you to a representative where you are asked the same questions again.
Date: September 20, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
I like that is is very easy to use and everything is explained clearly and in a way that is easy for everyone to understand
Date: September 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I can't really say anything negative yet, we have just started this business relationship. We are optimistic about the future with our agent.
Date: September 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I think that they are attentive to my needs and make sure that I find the best policy that fits me.
Date: August 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Communication
I think they have good communication and offer a good way for customers to be able to reach them at any time.
Date: August 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
It covers if anything is damaged by fire water or any natural disaster as well as any man-made accidents
Date: August 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
I think the premium is ok but I wish that it was a bit lower because I love to save money.
Date: July 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
My husband is an immigrant and I have tons of Asian friends. I just cannot stand when I call them and they do not speak English.
Date: May 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Website/App
I do not like that the website has too much happened in the main section of the website.
Date: May 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I have not compared, but I'd like to be able to have the same coverage for a little less when bundling.
Date: May 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I really like that our agent communicates via email. I work a high-stress job and can't often just stop to take a phone call and negotiate my home insurance rates, so it's very helpful that he communicates on our time.
Date: May 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
It is our first home, so we have nearly everything covered. We weren't sure what should be excluded if anything, so we are erring on the side of too much vs. too little.
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
We had another quote for a bit less, but the agent seemed green, he didn't really know what was going on, and I wasn't very impressed with his approach.
Date: September 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
I PAY MY BILL ONLINE AND I DO NOT HAVE ANY PROBLEMS WITH THE WEBSITE. I DO NOT USE THE APP
Date: September 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
They cover just about everything. I have full coverage. If something happens, like weather or even a car runs thru my house I am covered. They cover fire and water damage. They cover vandalism and break-ins as well.
Date: August 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I think it is very easy to use. The ways to contact them on the sight are easy to see. There is no clutter on the app, not on the website. You can keep all your info for your house online. There is always someone you are able to speak with, fairly quickly. The app is clean and slick enough to not be too difficult.
Date: August 04, 2018 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
I have been working with my agent for many years, and it's great to have a real person to contact in case something goes wrong.
Date: August 03, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
There are several ways to easily get in touch with farmers. I can email, chat or call them. I am even able to just drive to and go into the store front for them. Very easy to get in contact any time, day or night.
Date: July 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
The website is easy to navigate through. I can show my insurance card right on the spot if needed. I'm also able to easily pay my bill and modify my insurance.
Date: May 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
The people in the area for farmers are so kind and take their time to answer anything you ask. Those you call on the phone are always kind and helpful as well. They always answer questions in a kind way and do not make you feel silly even if you have silly questions.
Date: November 19, 2017 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The premium is not bad at all. It was the cheapest in the area, for the amount of coverage. They do have competitive prices. I am saving at least 500 a year, but still getting the most coverage one would ever really need.
Date: October 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I think that the house is not as huge of a risk as Vermont Mutual thinks it is. This premium seems a bit high to me, especially when compared with other homes I’ve lived in.
Date: October 02, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Every year, I get a letter with enough time to plan for the bill. They have had a lot of issues with this in the past and have gotten their act together for this year. I am a very pleased customer.
Date: September 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I have had trouble getting insurance on this house before. It is a good deal considering how old the house is. The house is well over a century old and still needs some work.
Date: September 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Website/App
I can pay everything without having to deal with a human being. I hate having to go into an office to do my transactions. I think that ease of payment is something that I really have to say that I like.
Date: August 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
They tell me what to look out for and what risks that I should avoid. They mail me my bill in a timely fashion and I return the favor with my payment.
Date: July 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
I really have not had many interactions. But I have had no problems at all with my insurance company. I think the premiums are reasonable and I can handle them. No real issues.
Date: July 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The people working at their office closest to me are so kind, I really feel like I can rely on them.
Date: May 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Website/App
I really like how accessible it is to people. I can find information on my policy at any time of the day. It really is a good way to stay on top of things as a homeowner.
Date: October 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My deductible is high at $1000 to try to control the premium, but it continues to increase every year despite having never filed a claim in over 20 years.
Date: October 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The premium is much less than with other companies, I am also in a rural area so chances of a natural disaster are less.
Date: September 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
They are very understanding and empathetic to every one no matter their situation.
Date: September 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
The communication is on point, always get an answer as quickly as possible. Very prompt services.
Date: September 02, 2018 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
my insurance covers against natural disasters, building costs for my home if needed, my personal possessions and valuables.
Date: August 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I have not really had to use the company's website or app aside from once or twice to either pay my bill or get contact information but it has been very easy to use
Date: September 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
The interaction with the company is very fluid we are often in contact to process new policies and to cancel pending fees in this way that everything is going very well
Date: September 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
This insurance policy covers a large part of my home from the outside as gardens and facades to unmovable and interiors this insurance policy service is ideal for any home
Date: August 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
The customer service of the company is quite friendly, they usually keep me updated on my insurance policy updates and that is ideal for me.
Date: August 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The insurance premium of this company are quite accessible for any person since their annual payments are low even offering the best insurance service
Date: August 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
The website of the company I like because it is simple to manage and simple in the same way is everything in terms of home services and insurance in terms of the negative the page from time to time is out of service
Date: September 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Again the agency - the clerk that answers the phone is judgmental. I don't feel it is up to them to voice an opinion regarding a potential claim - they just need to file it. It is up to an adjuster to make a determination.
Date: September 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
This appears to be a small company - not much of a web presence. Need to use the local agent to file claims if needed.
Date: November 19, 2017 Age: Above 60 Gender: Female Marital Status: Married
Premium
I have looked into premium some other companies. I have a bundle with my home insurance and auto insurance. I have priced it around and find that the cost of insurance from other companies is basically the same.
