How Can I Make My Highlands Ranch, CO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Highlands Ranch, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Highlands Ranch, CO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $91,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $145,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $178,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $298,000 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $549,000 | $490,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Highlands Ranch, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $1,063 |
| Superior Protection Discount | -$113 | $1,138 |
| Fire & Security Discount | -$113 | $1,138 |
| Hail Resistant Roof Discount | -$25 | $1,226 |
| Newly Constructed Home Discount | -$263 | $988 |
Choose the Right Deductible for your Highlands Ranch, CO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $2,000 | $1,235 | $3,235 | $898 | $2,898 | $338 |
| Highlands Ranch, CO | $1,000 | $1,236 | $2,236 | $898 | $1,898 | $338 |
| Lone Tree, CO | $400 | $1,038 | $1,438 | $754 | $1,154 | $284 |
| Sheridan, CO | $1,500 | $917 | $2,417 | $666 | $2,166 | $251 |
| Twin Lakes, CO | $100 | $901 | $1,001 | $654 | $754 | $246 |
| Golden, CO | $2,000 | $1,559 | $3,559 | $1,133 | $3,133 | $426 |
| Fort Lupton, CO | $300 | $869 | $1,169 | $631 | $931 | $237 |
| Clear Creek County, CO | $2,500 | $1,044 | $3,544 | $759 | $3,259 | $285 |
| Sugarloaf, CO | $300 | $2,420 | $2,720 | $1,758 | $2,058 | $661 |
| Longmont, CO | $2,000 | $1,359 | $3,359 | $987 | $2,987 | $371 |
| Mead, CO | $400 | $1,580 | $1,980 | $1,148 | $1,548 | $432 |
| Deer Trail, CO | $2,000 | $951 | $2,951 | $691 | $2,691 | $260 |
Identify Top Home Insurance Agents near Highlands Ranch, CO | Back to Top
| Home Insurance Company Highlands Ranch, CO | Homeowners Insurance Agency Highlands Ranch, CO | Address | Popularity Score | Distance from Highlands Ranch (miles) |
|---|---|---|---|---|
| Farmers | Mark Olsen | 1870 Dublin Blvd Ste E, Colorado Springs, CO, 80918 | 43.4 | |
| State Farm | Beth Bales | 3650 S Yosemite St Ste 408, Denver, CO, 80237-1838 | 8.9 | |
| Allstate | Ken Kelley | 333 W Hampden Ave Ste 760, Englewood, CO, 80110 | 7.9 | |
| State Farm | Marci Reece | 9789 W Coal Mine Avenue, Littleton, CO, 80123-8007 | 8.2 | |
| State Farm | Michelle Decarlo | 5912 S Cody St Ste 300, Littleton, CO, 80123-9546 | 8.0 | |
| State Farm | Sean Slater | 7777 E Arapahoe Rd Ste 103, Centennial, CO, 80112-1256 | 5.4 | |
| Allstate | Gina Lunsford | 2812 W Colorado Ave Ste 100, Colorado Springs, CO, 80904 | 48.0 | |
| Travelers | Stuart Insurance Services | 7200 E Dry Creek Rd G 104, Centennial, CO, 80112 | 4.4 | |
| Travelers | Neisen Borth Agency | 333 Whampden Ave Ste 305, Englewood, CO, 80110 | 7.9 | |
| Farmers | Joanie Patterson-Clark | 1919 8th St, Boulder, CO, 80302 | 36.8 |
Compare Rates for Highlands Ranch, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Douglas County, CO | $407,100 | $1,250 | $880 | $1,640 | $760 |
| Highlands Ranch, CO | $407,200 | $1,251 | $880 | $1,640 | $760 |
| Lone Tree, CO | $573,200 | $1,051 | $740 | $1,380 | $640 |
| Sheridan, CO | $155,500 | $928 | $650 | $1,220 | $570 |
| Twin Lakes, CO | $222,100 | $911 | $640 | $1,190 | $550 |
| Golden, CO | $486,000 | $1,578 | $1,100 | $2,070 | $970 |
| Fort Lupton, CO | $203,500 | $879 | $620 | $1,150 | $530 |
| Clear Creek County, CO | $317,000 | $1,056 | $740 | $1,380 | $640 |
| Sugarloaf, CO | $525,700 | $2,449 | $1,710 | $3,210 | $1,500 |
| Longmont, CO | $320,200 | $1,375 | $960 | $1,800 | $840 |
| Mead, CO | $343,500 | $1,599 | $1,120 | $2,090 | $970 |
| Deer Trail, CO | $114,100 | $963 | $670 | $1,260 | $590 |
Research Home Insurance Companies Reviews in Highlands Ranch, CO Before Buying | Back to Top
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USAA Home Insurance Reviews
Date: January 04, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 13, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: February 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: July 17, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: April 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 30, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: January 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
California Casualty Home Insurance Reviews
Date: September 18, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: September 17, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: April 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: April 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
American Family Insurance Home Insurance Reviews
Date: October 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: June 14, 2019 Age: Above 60 Gender: Unmarried Marital Status: Female
American Family Home Insurance Reviews
Date: April 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
MetLife Home Insurance Reviews
Date: October 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Country Financial Home Insurance Reviews
Date: March 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: September 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: August 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: November 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Nationwide Home Insurance Reviews
Date: March 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: March 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried