How Can I Make My Silver Spring, MD Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Silver Spring, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Silver Spring, MD Home Insurance Coverage Levels | Back to Top

Silver Spring, MD - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
N Springwood Dr, Westview Dr, Dilston Pl, Mayor Ln, N Falkland Ln, McAlpine Ct, Greenwood Ave, 3rd Ave, Seminary Pl, Biltmore Dr $309,500 $250,000 $250,000-$300,000 $368,500 $300,000 $300,000-$350,000
Nolte Ave, Kennett St, Pinecrest Cir, Sutherland Rd, E Hamilton Ave, Warren St, Whitaker Ter, Pickwick Village Ter, Ament, Sligo Ave $232,500 $220,000 $200,000-$250,000 $324,000 $280,000 $300,000-$350,000
Woodley Ave, September Ln, Newcastle Ave, Queen Annes Dr, Ballard St, Noyes Ln, Blair Rd, Leonard Dr, Dixon Ave, Weaver St $348,000 $320,000 $250,000-$300,000 $519,000 $420,000 $500,000-$600,000
Bayfield St, Fenton St, Wildwood Dr, Manchester Rd, Lawson Pl, Greenwood Cir, Richmond Ave, Oakford Pl, Adelphi Rd, Avenel Rd $219,000 $180,000 $200,000-$250,000 $281,500 $260,000 $250,000-$300,000
Grace Church Rd, Stateside Ct, Dartmouth Ave, Sitter Ave, Dundalk Rd, Pennsylvania Ave, Eton Rd, Linden Ln, State Hwy 390, Kimes St $344,500 $290,000 $300,000-$350,000 $350,000 $300,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Silver Spring, MD | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$214 $1,312
Superior Protection Discount -$137 $1,388
Fire & Security Discount -$107 $1,419
Hail Resistant Roof Discount -$46 $1,480
Newly Constructed Home Discount -$381 $1,144

Choose your Silver Spring, MD Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,733
Physical Damage $2,368
Hail Damage $4,806
Wind Damage $6,624
Expensive Claims
Fire $42,889
Smoke $17,389

Identify Top Home Insurance Agents near Silver Spring, MD | Back to Top

Home Insurance Company Silver Spring, MD Homeowners Insurance Agency Silver Spring, MD Address Popularity Score Distance from Silver Spring (miles)
Allstate Ehuniz Merhai 7500 Greenway Ctr Dr Ste 190, Greenbelt, MD, 20770
7.6
Erie William M Sparks Insurance Agency Inc. 22 W Padonia Road Suite B329, Timonium, MD, 21093
37.5
State Farm Tammy Counts 9821 Rhode Island Ave, College Park, MD, 20740-1423
5.4
State Farm Margie Parker 306 W Penn Ave, Towson, MD, 21204-4434
34.5
Nationwide Herb Krusen Insurance Group Inc 1057 Rockville Pike, Rockville, MD, 20852-1403
7.7
Travelers United Insurance & Investments 204 Monroe St #210, Rockville, MD, 20850
8.8
Allstate David Haines 11107 Baltimore Ave, Beltsville, MD, 20705
6.5
Travelers Watson & Watson 16033 Comprint Circle, Gaithersburg, MD, 20877
11.9
State Farm Bob Glista 5010 Nicholson Ln Ste H, Rockville, MD, 20852-3108
5.4
Allstate Nora Johnson 8400 Baltimore Ave # 1101, College Park, MD, 20740
4.8

Compare Rates for Silver Spring, MD Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Maryland $296,500 $1,008 $800 $1,270 $470
Montgomery County, MD $467,500 $1,475 $1,170 $1,860 $690
Silver Spring, MD $477,800 $1,526 $1,210 $1,920 $710
Konterra, MD $340,900 $1,127 $890 $1,420 $530
Highland, MD $641,500 $2,075 $1,640 $2,610 $970
Forestville, MD $194,800 $673 $530 $850 $320
Ellicott City, MD $522,700 $1,362 $1,080 $1,720 $640
Broadlands, VA $576,600 $985 $720 $1,350 $630
Buckeystown, MD $396,400 $1,315 $1,040 $1,660 $620
Charles County, MD $294,000 $962 $760 $1,210 $450
Center, VA $341,500 $892 $650 $1,240 $590
Cedar Run, VA $377,200 $806 $540 $1,110 $570
Long Beach, MD $278,200 $966 $760 $1,220 $460

Research Home Insurance Companies Reviews in Silver Spring, MD Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: January 16, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The Premium and deductible for state farm is great. My deductible is low cost which was my main concern, My premium is high. I chose State Farm cause I was satisfied in their company and knew I could trust them.

Date: September 07, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have found the services, when compared to other companies for the price, are quite good.State Farm wouldn't require a great deal of paperwork to be reimbursed.


Date: July 22, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium is cost effective but I have heard from other people that it may be a little higher than what they are paying. I will pay more for better service and coverage.

Date: April 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Best prices, quick help,good consumer assistance, fast and easy way to reach them


Date: March 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I am very satisfied with my current insurance agents and insurance company. The quality of our coverage is great and our agents seem to be knowledgeable and friendly.


Date: October 19, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
Again I have no issues with their interaction and their communication. I think they are great with explaining and making me feel like I am number one on their list.

Progressive Home Insurance Reviews

Date: October 18, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Premium
my premium is better then big named companies and my deductible is also low because of my age. ease auto pay.

Date: August 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Last year $690 with Progressive , then the same agent raise the premium to $760. I had to take another agent, then the another agent, I already has car insurance get multiple discount policy.

Date: April 15, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Luckily I haven't had any experience other than with my agent at renewal time. He has been extremely helpful finding the best rate.

Erie Insurance Home Insurance Reviews

Date: August 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Our premium and deductible were very competitive compared to other home insurance providers. We shopped around quite a bit beforehand and found the best rates were with Erie.

Date: March 26, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
I am fully satisfied with their offerings for coverage. It has never been a problem being sure that we had proper coverage in my opinion. No issues in that regard.


Date: February 28, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
They were able to give me the same coverage that I had, but for a better price. Pricing was more transparent and options were presented clearly.


Farmer's Insurance Home Insurance Reviews

Date: July 14, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Our home insurance premium seems to meet or be just a bit less than the other insurance companies in our area. Our deductible is a standard $500, matching surrounding insurance companies.

Date: April 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
As far as I know they offer the same things compared to others in the home owners insurance industry however I haven't looked too much at others.


Date: April 04, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Our agent did a great job of matching other policies so that we got the best deal. I could tell he really wanted to keep us as clients.


Allstate Home Insurance Reviews

Date: April 26, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Allstate has been great so far. Whenever we needed help we were able to talk to them over the phone and they answered all our questions.

Date: January 07, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
We are now receiving much better coverage for a much lower premium and the same deductible. Our premium is significantly lower with Allstate compared to Alfa.

Liberty Mutual Home Insurance Reviews

Date: September 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
My premiums and deductibles are just as good or even lower than other insurance agents in the area. That is one of things that attracted me to them. The pricing was good.

Date: July 09, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Policy Offerings
My company basically offers me the same thing as other companies in terms of coverage, but I definitely believe that their customer service is superior because it is personalized


GEICO Home Insurance Reviews

Date: April 16, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
They offer all types of insurance, but I use auto insurance mainly. I am buying a house soon, and will explore homeowners insurance as well.


Date: March 28, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I am a long time Geico customer. I started with car and travel insurance before I owned my home. When I became a homeowner, I was offered many discounts on my policy because of my prior relationship.

USAA Home Insurance Reviews

Date: October 04, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
i like it so much and i like the facilities in the usaa home insurance company

Travelers Home Insurance Reviews

Date: March 11, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premium and deductible on my policy is very fair compared to other insurance companies.

Nationwide Home Insurance Reviews

Date: March 16, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I never have had to file a claim with Nationwide. I have had good experiences in dealing with their people during set up in the beginning as well as with renewals.

The Hartford Home Insurance Reviews

Date: April 01, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
When you experience a loss covered by your HomeOwner's Insurance, your primary obligation is to notify your insurance company of the loss, prove your loss and make your damaged

Amica Mutual Insurance Home Insurance Reviews

Date: November 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
the app of the company I do not like since it is very confusing its letters are too small and difficult to understand and within the application you do not know how to orient yourself and it is difficult to know what you are really looking for

Safeco Insurance Home Insurance Reviews

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