How Can I Make My Hammond, IN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hammond, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Hammond, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $60,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $109,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $147,000 | $120,000 | $175,000-$200,000 |
| 5 Bedroom | $221,500 | $180,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Hammond, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $552 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$75 | $607 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$150 | $532 |
Choose the Right Deductible for your Hammond, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,000 | $839 | $2,839 | $609 | $2,609 | $229 |
| Hammond, IN | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Chicago Heights, IL | $400 | $617 | $1,017 | $449 | $849 | $169 |
| Midlothian, IL | $2,500 | $653 | $3,153 | $475 | $2,975 | $178 |
| Oak Lawn, IL | $100 | $834 | $934 | $606 | $706 | $228 |
| Willow Springs, IL | $2,000 | $790 | $2,790 | $574 | $2,574 | $216 |
| Hinsdale, IL | $300 | $725 | $1,025 | $527 | $827 | $198 |
| Mount Prospect, IL | $1,500 | $877 | $2,377 | $637 | $2,137 | $240 |
| Deerfield, IL | $200 | $957 | $1,157 | $695 | $895 | $261 |
| Seward, IL | $1,000 | $904 | $1,904 | $657 | $1,657 | $247 |
| South Barrington, IL | $300 | $2,477 | $2,777 | $1,800 | $2,100 | $677 |
| South Elgin, IL | $2,000 | $758 | $2,758 | $551 | $2,551 | $207 |
Identify Top Home Insurance Agents near Hammond, IN | Back to Top
| Home Insurance Company Hammond, IN | Homeowners Insurance Agency Hammond, IN | Address | Popularity Score | Distance from Hammond (miles) |
|---|---|---|---|---|
| Travelers | Midwest Insurance Center | 944 W Us Highway 30, Schererville, IN, 46375 | 9.1 | |
| State Farm | Marlene Moore | 9222 Indianapolis Blvd Ste E, Highland, IN, 46322-2559 | 5.4 | |
| Liberty Mutual Independent | Meyers Glaros Group | 222 Us Highway 41 Ste 203, Schererville, IN, 46375 | 7.2 | |
| Erie | The Mitchell Corporation | 1160 Joliet Street Suite 101, Dyer, IN, 46311 | 9.0 | |
| State Farm | Greg Taylor | 390 W Us Highway 6, Valparaiso, IN, 46385-7900 | 18.8 | |
| State Farm | Jim Kristoff | 536 Indian Bdry Rd, Chesterton, IN, 46304-1515 | 23.4 | |
| Travelers | Brown Insurance Group | 9105a Indianapolis Blvd. Suite 300, Highland, IN, 46322 | 5.2 | |
| Allstate | American Trust Ins | 1315 119th St, Whiting, IN, 46394 | 4.0 | |
| State Farm | Paul Dawning | 5001 Cleveland Street, Gary, IN, 46408-2476 | 9.5 | |
| State Farm | Kenya Hamilton | 1256 Morthland Dr, Valparaiso, IN, 46385-6250 | 24.4 |
Compare Rates for Hammond, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,180 | $570 |
| Lake County, IN | $140,100 | $849 | $600 | $1,210 | $610 |
| Hammond, IN | $87,600 | $682 | $470 | $940 | $470 |
| Chicago Heights, IL | $98,300 | $625 | $420 | $860 | $440 |
| Midlothian, IL | $149,100 | $661 | $440 | $920 | $480 |
| Oak Lawn, IL | $191,100 | $844 | $580 | $1,170 | $590 |
| Willow Springs, IL | $339,100 | $800 | $550 | $1,100 | $550 |
| Hinsdale, IL | $875,900 | $734 | $490 | $1,050 | $560 |
| Mount Prospect, IL | $306,800 | $888 | $610 | $1,220 | $610 |
| Deerfield, IL | $505,500 | $968 | $700 | $1,370 | $670 |
| Seward, IL | $218,100 | $915 | $610 | $1,270 | $660 |
| South Barrington, IL | $814,400 | $2,507 | $1,730 | $3,480 | $1,750 |
| South Elgin, IL | $216,900 | $767 | $560 | $1,100 | $540 |
Research Home Insurance Companies Reviews in Hammond, IN Before Buying | Back to Top
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Farmer's Insurance Home Insurance Reviews
Date: January 03, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 16, 2019 Age: Above 60 Gender: Male Marital Status: Married
Date: April 03, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 18, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Erie Insurance Home Insurance Reviews
Date: September 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: April 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
MetLife Home Insurance Reviews
Date: May 30, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Date: October 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: June 11, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Date: April 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: April 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: March 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Auto Owners Insurance Home Insurance Reviews
Date: January 13, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Date: January 13, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
AAA Home Insurance Reviews
Date: January 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
American Family Home Insurance Reviews
Date: April 24, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Country Financial Home Insurance Reviews
Date: August 08, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: April 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Horace Mann Educators Corporation Home Insurance Reviews
Date: October 18, 2018 Age: Above 60 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: December 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: June 07, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Safeco Insurance Home Insurance Reviews
Date: March 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Alfa Insurance Home Insurance Reviews
Date: March 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried